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barbaralawler: 1 year ago

Can I tell the vendor not to process my check electronically for my purchase.

I just realized that some of my manual checks were being processed electronically. I specifically use checks for things like prescriptions to easily identify them on my online bank account. However, when the check is processed electronically no copy of the check is provided which also changes the way the transaction can be viewed by me. I will now have to plod thru rows and rows of transactions in order to get data so that I can, for example, get information to itemize my medical expenses for my tax

return. I had found this to be the most effective way, at least for me, to keep "my affairs in order". It is devastating to me, REALLY, not to have this
available to me. So.....can I tell the vendor not to process my manual check electronically? Thanks to anyone and everyone who has any input.

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Answer 1

dunczn: 1 year ago

You can tell the vendor, but then again it depends on the business policy, because most businesses only process checks electronically. This allows them to be able to tell whether the transaction will go through or the account has insufficient funds to cover the service.

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barbaralawler: 1 year ago

Thanks for the reply. It really made my life easier when the check was processed manually as I could easily view it on my account. Oh Well, sometimes progress isn't.

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Answer 2

DavidLingard: 1 year ago via iPhone

No they won't for you must pay for what your getting with electronic checking it says paid and that the money is there, use cash for smaller purchases

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barbaralawler: 1 year ago

Thanks for the reply. I was hoping that I would have a choice because it would make my "bookkeeping" so much easier. Barbara

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DavidLingard: 1 year ago via iPhone

Tell your bank that you demand copies for it for your records they should be able to do it

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barbaralawler: 1 year ago

The bank said that when a manual check is processed electronically, the vendor destroys the check. Before I even posted the question I looked up the statute or law regarding these transfers to see if I could find the answer. I read the 14 page document and it didn't once mention "people", it only addressed the bank and the vendor ("customer"). I understood that basically it covered the bank because the equipment belonged to them. After several emails back and forth in the past few days, someone from the bank called me. I am hoping that they can add something to the computer program which will address my needs. I don't care about copies of the cancelled checks, in fact that's just more crap I have to sort thru, but I do want them to hi-lite or isolate the information so I can easily see info regarding a manual check that was processed electronically. Thanks for giving my problem some thought.

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