Credit cards with the economy at this time is not so good. First you will get a limit of $300. or $500. You run low on cash or you see something you want, you will use the card then a cycle forms when the bill comes if you can only make the minimum payment or you are late the credit card will get a penalty before you know it you hit your limit and if you can not pay it off the use of the credit card will be no benefit to you it will only cause an extra bill and you remain maxed out. Save some money and get yourself a debit card put $2 or 300 on it and use it as a credit card and see how fast you spend that amount and then you will see if ou had a credit card there would be interest added. I know this, because my Grandson did this, he lost his job and penalties added up with the interest that for his 500 limit he owes now about $700.
No! Do not cause any debt for yourself. Pay cash. IF you need a credit card to establish credit get a $200.00 max secure card. That's it OR finance a car with payments of $129.00 a month . $11,000 a yr is not a lot so be careful.
No way. Don't put yourself in that position if you don't have to. You are better off paying cash for anything you want. Save the credit for a future house or car when you start making a ton more money.
Be very careful getting a credit card. You may start a cycle of bad spending habits. Even the most responsible people can get in trouble with cc. The banks want you to just pay the minimum, that is how they make money. Just remember this: if you have $1000 balance on card, and only ay the minimum, it will take you 7 years to pay off!!