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My EFC is much greater this year bc my dad made more money from working overtime practically draining himself (now a 60 hr work week)

However, he had to work more overtime in order to afford our initial payments. How are we "expected " to pay more now?

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It is prudent to note that EFC (Expected Family Contribution) is not a figure that one is expected to pay but rather a figure that is used to calculate the amount of federal student aid you are eligible for. This figure is calculated based on a formula established by law.

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