You come home from work and your house is being sprayed by the firemen. What do you do?
Luckily this hasn't happened to me
Watch. Cry. Call you insurance agent. Call your family. Ask a fireman how it started. Call red cross. Get whatever help you can. Go shopping, you're gonna need some clothes.
Find a Newhouse and get find out the cause
call your insurance company
Hope that no one got hurt during the accident, and that you will be helped and supported through your hardship...
Grab a beer and some marshmallows.