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Which one is correct grammatically: I have an sbi account or I have a sbi account?

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I'm pretty sure it's "an." ^^^
"S" is pronounced like "es," hence "an" and not "a." Sound the sentence out using "a" -- it doesn't sound right to me.

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oops think you are right I didn't listen to the sound just read through the question ...
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thanks..I was also sure of it...but to show my peer that I am right, I posted it here...
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I have a sbi account. An always precedes a vowel or a vowel sound (an hour) ...

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LOL so after that long lesson on listening to the sound of the word I didn't ... I think RynRynRain is correct - SORRY :(
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xkobitz

A sbi

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An

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Yes it is " I have an S.B.I. account."................ This is absolutely true and correct.

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thanks dude!!
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