If I'm seriously making out with my bf & I say I want to have sex & then 2 sec later I tell him I changed my mind. Am I wrong for that?

we have been dating for 2 years now and I am 15 almost 16 & he is almost 17. I feel like I'm ready but then I keep thinking about my future and my life ahead of me. we talk about protection all of the time. I guess I'm just extra nervous about having a chance of getting prego or getting an STD or having a still born bed.

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