How can you buy a home if the wife is a citizen but no job and husband is not a citizen with a great job and only a tax ID #. ?
We don"t have more than 3000.00 -4000.00 for a down payment, and the husband has had a bank account for 12 years and this now job for 6 years, but his bank wont give a loan to anyone that does not have a SSN. We found a house for 50,000. and we can have it paid for in 5 to 6 years. The wife is hired, but the new building will not be finished till end of summer but not working now. Wife has poor credit of 530 and husband has credit of 650, about. I know there are companies that will finance a home but the interrest is sky high and the payoff is 3-4 times the amount, and we don't want a fixed loan or a payoff early charge. It is only he and I and we are in our late 40's. We have been renting this house for 8 years at 1300. a month, but now the landlord wants to increase the rent to1650. a month. And the house inside and outside is spotless. So who or where do we go to get help, we are moving in 30 day's so I need answers SOON PLEASE. Thank You