You need to research your career. Put that goal into action. As soon as you are employed get a 401k. At your age there is no guarantee of social security. Then if you are lucky you find your soulmate. Have little ones, please enjoy that time it's gone in the blink of an eye. Then you reacquaint yourself with your soulmate again. Live out the rest of you life hopefully in peace and lots of love and affection. Dose'nt always happen in that order. Live long and prosper!