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I would like to start an account at a bank to raise money so we can pay medical bills, fix the house for wheel chair access

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You can open the bank account to save your money. However, you will need contributions from some donor companies or contributions from other private companies. You can also start an organization for fundraising or do some business to gain profits.

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Bank will not give you a huge of money .
you can try with any profit sharing company !

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