Submit a question to our community and get an answer from real people.
Submit

If I am totally disabled & receiving disability payments can the Federal Govt. garnish my disability income to repay my student loan..

I am a Texas resident & have not been employed since 2001 due to my disablility..

Report as

They can but you should apply for an "Unemployment Deferment" to avoid this. It is real and is available - I am looking at the option to apply right now on my online loans account (myedaccount.com).

If you don't qualify for a deferment, there is also the option of Forebearance, which will lessen or delay your loan payments.

Deferment and Forebearance: http://studentaid.ed.gov/repay-loans/deferment-forbearance

Also, since you have been disabled since 2001, you can qualify for a Total and Permanent Disability Discharge.
http://studentaid.ed.gov/repay-loans/forgiveness-cancellation


Good luck!

Helpful Fun Thanks for voting Comments (0)
Report as
Add a comment...
candybar

Yes they can. A disability does not give you a free pass for life.

Helpful Fun Thanks for voting Comments (0)
Report as
Add a comment...

The federal government will not garnish your disability income, but rather will exempt you from paying the student loan. However, you will have to meet the Department of Education's standard for disability, which is you must be unable to fully work to gain income. Read more on http://www.ehow.com/how_4768294_student-loans-disability-discharged-forgiven.html.

Helpful Fun Thanks for voting Comments (0)
Report as
Add a comment...

Sorry to say yes they can. A friend just went through this.

Helpful Fun Thanks for voting Comments (0)
Report as
Add a comment...
Do you have an answer?
Answer this question...
Did you mean?
Login or Join the Community to answer
Popular Searches