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nsambrano: 4 months ago

My name is on the deed and mortgage of the house.My bf wants to be on the deed.This means that he gets half the house but not the loan right

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Answer 1

ToxicSadness: 4 months ago via iPhone

He's your bf not a husband. If he wants to play house then get married. If he can't make that commitment to you then you need to tell him no and keep things as they are.

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Answer 2

Tractortug: 4 months ago

Can I be your B/F too? I would LOVE that. To be ON the deed, and NOT be on the Mtg! Wow. Talk about win, win. If we stay together I win, If we split up I Win BIG Time!

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nsambrano: 4 months ago

So what do i need to do so he can be on the mtg also?

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Tractortug: 4 months ago

Go apply for financing to RE finance it WITH his credit and see how it comes out. You can't go (after it is done) and put someone elses name on a mtg. It doesn't work like that. I have a question for you. Why do you want to do this? Is the house in some danger? I would be suspect that the BF wants to drain the equity out of the house for other reasons. Did your EX leave (by death or divorce) the house to have for the childrens consideration? This may be an issue, since it was part of the divorce settlement the house isn't JUST for you. It is for the Kids too. You MUST be thinking of the KIDS

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Answer 3

Torngren: 4 months ago via Android

Do not allow that 2 happen!

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Answer 4

AndrewElam: 4 months ago via Android

Dont put him on unless hes your Husband!

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nblacksmith: 4 months ago

If she puts her husband on the deed then it becomes a maritual asset and if they get a divorce then he gets half the property even if he paid nothing. I think he is trying to steal her house from her.

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AndrewElam: 4 months ago via Android

you right about that

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Answer 5

knucklebrain: 4 months ago via iPhone

He can want in one hand and SH!T in the other and see what comes first.

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Answer 6

fritzmerde: 4 months ago

Just say NO! NO! NO! I'm sure that you love your bf & his the greatest guy since Jesus but DO NOT DO IT. In the long run you'll be left holding the bag. I'd like to run scams like that too. If you do this, please write me back, I'll put some bids on your foreclosed house

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nsambrano: 4 months ago

I want his name on the morgage...what do i do to get that done?

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fritzmerde: 4 months ago

Just go to the bank & see your FO. with him & sign the paperwork. Remember though, just because he's on the mortgage doesn't mean that you won't still be left holding the bag. I'd run a background check with a credit check. If everything appears okay & his credit score is 750 or better the choice is yours. If he has a credit score under 700 I'd worry, under 600, no way-period

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Answer 7

nblacksmith: 4 months ago | Last edited at 8:31AM on 2/11/2013

Yeah he is planning to take you house from you. If I was your lawyer I would strongly advise against it. This guy sounds like a serious piece of garbage. I would dump him. The only way I would consider it if he was willing to pay half of everything you put into this property. The down payment, the mortgage, the interest the taxes, the maintenance. And he would have to assume half of the mortgage. He is trying to rip you off. This isn't something a real man would do.

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nsambrano: 4 months ago

You see we have been together for 5 yrs. N we bought the home 2 years ago, but his credit was really bad and they said only i qualified for the loan. So we went through with it but now he keeps pushing that he has the same right as me to part own the home. So what do i do for his name to also be on the mtg?

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nblacksmith: 4 months ago

It sounds like he has been contributing to the property. But you don't have to do anything you don't want to. You might consider consulting a lawyer to make sure he doesn't rip you off. And make sure that any agreement you have with him represents the percentage of money he has been contributing. Don't sell youself short. If he hasn't been contrubuting at least half of ALL the expenses, then he doesn't deserve half. Don't let yourself get ripped off. Good luck.

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Answer 8

winetastergirl: 4 months ago

How long have you known this guy? I also say wait until your married. Or refinance and put his name on the debt too.

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nsambrano: 4 months ago

5 yrs....and got the house 2 yrs ago

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winetastergirl: 4 months ago

I say don't rock the boat. But there are other issues. Is he paying half the mortgage? If his name is on the deed and lets say it doesn't work out. He will be able to stake claim to his share of the house. This is difficult as you want to trust in your relationship. You were dating for 3 years before you bought the house, and I think that at the 3 year mark you should have purchased the house together but you didn't.

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