Insurance rate boosted when driver gets into an accident but their name is not on your insurance?
I recently rear ended another vehicle with a car that was under my boyfriend's mom's insurance. I am not on their insurance because I have gotten into other accidents that have caused my insurance to be very expensive. I am just curious if the raise in the insurance cost will be more towards my boyfriend's mother because I am not on her insurance? Would it be the same as if it were her in the accident? Will it be less? Will it even change the cost of her insurance monthly? She has Liberty Mutual.