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My ex-husband and I purchased life insurance when we were married. He left me as beneficiary, even though we've been divorced for years.

He just passed away, and his self-sufficient adult children told me they would take me to court to get "their" insurance money. He left them a separate insurance policy and a sizable estate. Can they sue me for the money? If so, what are their chances of getting it?

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DukeCityMuscle

1) If you can get a copy of the death certificate (usually from the executor or town clerk) you can send it to the insurance company with whatever form they use for a beneficiary to request payment. It may be possible to completely bypass the family.
2) If the insurance policy is paid up and there's absolutely no question that you are the beneficiary and your ex-husband knew it, chances are very good the family won't have a legal leg to stand on to stop you.
3) Your state probably has probate court where a judge hears all the bickering over what family think they're owed when someone dies. If the family was left an insurance payout and a big estate, they might not want everything held up in probate court while a judge hears the case about your insurance benefit. It might be easy to convince them to just let it go so they can get faster access to what they inherited.

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People can sue for anything now a days, I wouldn't think their chances of winning are very high.

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His will, word holds, they are wasting energy.

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I'm guessing here- If he never changed you as beneficiary on this life insurance policy, it seems that you would be the one to receive the money. Plus, you bought the policy with him during your marriage. If your name only is listed as sole beneficiary, I wouldn't worry too much. To ease your mind, though, check with an attorney.

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If the beneficiary on your deceased husband's life Insurance policy was
never changed, no one is entitled to the benefits but you.

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