Several unions are discontinuing benefits for retirees due to financial reasons. Many retirees are getting letters stating that they are losing life insurance, DESPITE what they may have been promised years ago (news flash...unions lie). You're best off by getting at least a small, separate life insurance policy, just in case. If he is 65, you can typically get a policy that will cover funeral expenses for about $40 a month or so. If he's still healthy, it would be cheaper than that, even. Source: http://www.divineins.com
There is usually an annual statement showing how much payout is made in the event of death, and its usually a lot. However in Australia the HWU Health Workers Union members are finding funds have gone missing by union boss's credit cards, on expensive meals and cheap women.