How to deal with collection agencies if they are calling the wrong person?
Few days ago, an unknown number started calling my land-line, and leaving a message asking for someone that has the same last name I have to return the call. After two days, this number kept calling again and again asking for the same person who has no relation to my family. Finally, my mother decided to answer, and they identified themselves as a collection agency asking us to pay a debt that we never had. My mother answer was "there is no body by this same live here!". They replied "Where did he go then!". At then end, I believe that my mother hang up on them. Today, we received a letter by mail with all the information such name of the person, our address, amount of debt, deadline to pay, etc.
How did they get our information and relate it to that guy? What is the worse case scenario for this situation? Can they force us to pay a debt we never had? Can I screw them over if they went to small claim court? Can I take them to court for their unacceptable behavior?
Their phone calls and letters started to be annoying to my family and I. I even told them next time they call to give me the phone so I can yell at and threaten them.
I live in Ottawa, ON, Canada