First off your not a loser . It's better to wait and actually kiss someone you care about that way it means something and is special opposed to just doing it to get it out of the way . If your nervous and don't know how remember there is no such thing as a bad kiss if your kissing someone you love and care about just don't drool all over the girls face and you should be fine .
dont feel like a loser i think thats sexy your just waiting for the right girl to come into your life and she will feel lucky knowing shes your first when kissing you and doing alot more makes her feel special. ;) that is not bad
NO! you are NOT a loser! i have kissed maybe 4 guys!!! but that doesn't mean anything! i wish i hadn't kissed them, i wish i was like you and could wait for the right guy. there is nothing wrong with not kissing somebody until you are older. hope this helps!