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If I buy a house providing all the money, can my son who is unemployed be on the deed and mortgage with me?

Mainly, my concern that is I die, he will get the house.

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He can be on the deed but not on the mortgage...the banks prefer someone with some income. Be careful because if he gets into any serious debt/medical expenses they can come and take the house from both of you.

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It depends the best solution is to ask a
Real state agent

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Seriously3

I don't know if it's the same for every state, but you don't have to put his name on the deed. You can indicate he becomes the owner upon your death.

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The will would go into probate until everything clears and that would cost money and take months. If his name is on the deed it avoids all that.
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Seriously3
Thank you for adding that! I hesitated answering since I wasn't sure. Thanks again! :)
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yw.... I just went to a seminar on POA and Wills
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For your purpose making a will, a simple straightforward one will do, and leaving the house to him would be the best.:-)

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But then it would go into probate and that would cost money and take time. What she's proposing would circumvent that.
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True, but it will also leave her vulnerable as you stated if he incurs debts. Not cool...
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It all comes down to her son's character.
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Btw, a straightforward will leaving him the house would not need to go into probate in most states unless there is someone contesting the will... Taxes could be an issue..
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Or is there something I'm missing on the probate issue??
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But a window of time and opportunity needs to be set to file any debts owed against the estate.
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Yep. Hopefully he's working by then and/or she leaves some $$ also to take care of (again hopefully) small debts...
All goes back to character... And trust... If he just happens to be out of work for temp. peiod of time etc,etc. putting him on the deed would be simplest .. But chancy...
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totally agree
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The mortgage company is unlikely to agree to have his name on the mortgage if he can't pay it. A standard condition of the mortgage is that you cannot transfer the property without the lender's permission, so you will also not be able to list him on the deed as a co-owner. In other words, the lender has the final say on whether you can do this or not.

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