What is a fair settlement for my auto accident?
I got in an accident in June of last year. I was rear ended and the other party was 100% at fault. I went to the emergency room and had a cat scan immediately after. I got a concussion and then got post concussion syndrome. I was released after they reviewed the cat scan and given medication. I missed time at work during my recovery. I have had to return to the doctor since then because of residual headaches (I am still having them today)
These are my expenses:
medical (so far)- $4700.00
lost wages- $240
My car was in the shop for around a week (They paid for this directly so I am unsure of the cost although I know it was over $4000.00). They also paid for my rental car directly (This was around $300)
They say that they are going to pay my personal medical insurance company directly.. and then give 3000 back to me. From what I understand this is completely off..
What is a fair settlement based on this information?