If someone writes you a personal check and you deposit in your account, you will be able to use it. However, if the check is written "For Deposit Only" , then it means that all the amount has to be deposited and not used.
8 months ago
Last edited at 10:12PM on 4/19/2013
It would depend if it is a local check or not. Most local checks clear within 3 days and out of state checks up to 7 days. When I worked at a bank if the check was under $300 we cleared it the next day. You can contact your bank and ask them.