I filed chapter 7 in 2011 my husband filed chapter 7 in 2010 can we file chapter 13 now
In VA the person has to wait 10 years before they can file another bankruptcy. You must have gone straight out and run up a lot of bills as soon as you could. Not the smartest way to go, but understandable if you're a shopoholic...
According to the Bankruptcy Abuse and Consumer Protection Act, you must wait for 8 years before you can file a succeeding bankruptcy. Earlier than 2005, the time limit was just 7 years.
You have to wait 8 years before re-filing bankruptcy oh and that's 8 years from your dis-charge date