Does Globe Life Insurance have to pay during the first 30 days of the policy?
My husband was approved for Term Life through Globe in Sept. 2010. His policy went into effect Oct. 6,2010. He was told he had a lung cancer on Oct. 3, 2010, he was diagnosed with stage 4 lung cancer on Oct. 11, 2010, he passed away on Oct. 27,2010. The death certificate states initial cause heart attack (10 min.), due to Septic shock (24 hrs.), due to pneumonia or lung obstruction (24 hrs.) due to stage 4 lung cancer (2 wks). His policy went into effect Oct. 6 and his first premium was due Nov. 6. Do they have to pay? He was not ill at the time we applied for the insurance.