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I need a loan with low interest rates i have file bankrupcy is there any bank that give second chance here in houston texas.

need pay off payday loan i can pay install for seven month 200.00 in low interest rate i need loan for 2500 dollar they out there

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Since you are having financial problems, one way to help them is to find a second job and work like crazy to get out of this mess. Getting a loan to pay off another loan only continues this cycle. It will be hard, no doubt about it. When my son was a sophomore in high school, I got a 2nd job - I wanted to be debt free by his senior year. I paid off $12k in debt in about 18 months with a second job. We didn't eat out - there were no extras. He knew what the goal was - he didn't complain about this since we were working together on getting things paid off. Check out www.daveramsey.com. Good luck to you!

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i am legal blind can't find a job. i been on one gov job for 39 year.i took care of my mom who has alzemia diease. for four who just pass in dec 22 2013. who hlep me with taking care my daughte and her three children who has depression. when i say loan i am talking about a bank.
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With your current situation, you might not have any luck getting a loan to pay off the payday loan. I know it sounds crazy, but you have to prove you don't need the money in order to get the money. Before I got my 2nd job, I went to a bank and to a credit union. Each told me that I didn't have enough assets or made enough money for them to grant the loan. Essentially, I had to prove that I didn't need the money in order to get the loan. They don't want to lend money to someone that cannot pay them back, so their rules are pretty strict. Is your daughter working? You said she suffers from depression - is she on meds for this?
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Go to your bank or credit union and ask for a personal loan. If you have the money in your savings or checking account, they can use that as collateral and are much more likely to give you a small loan. Just make sure to pay it off, and avoid pay day loans in the future.

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no money in saving i have 3 grandbaby and a daughter with no job once i pay my rent and carnote i am broke. so i need this money to get me back on feet.so no saving to borrow against
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Do you have a 401K or a life insurance policy? For emergencies, sometimes you can borrow against them, but you *really* need to read the fine print. For example, with State Farm you can borrow against the life insurance policy and not pay it back, but it reduces the final payout and if you ever cancel the policy you have to pay hefty interest. Also look into WIC and other programs to help you out. Lastly, consider selling the car for a less expensive one, or just take public transit.
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It is not possible to get a personal loan if your bankruptcy has already been discharged. However, if the bankruptcy has not been discharged you can visit your bank for a loan if you have some sort of collateral.

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