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I was told that a large library fee from late books could effect my credit and whether or not I can buy a house in the future. Is this true?

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It sure can! EVERYTHING on your credit report can determine whether or not you qualify for a mortgage! Make a deal with them, they'll probably settle for half of what you owe

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One would assume not. Library books and houses are two very different things.

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They're trying to scare you into turning your books in on time. It can't effect your house etc.

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Well you don't give the library your credit info, they only know your address

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