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If someone pulls out from there IRA because they are unemployed,they are 44 years old, can this be an exception the penalty?

I'm preparing someone's taxes and believe it they could possibly take an exception to the early withdrawal penalty they are 44 years old and lost their job. Could this be exceptions numbers 12? If you don't know please don't respond. :-)

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I believe the only exceptions are for medical and education. Nothing else is penalty free. Even these require the taxes be paid, just no penalty.

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I I know you have to pay the taxes on the income. b my question was about the early withdrawal penalty there are 12 exception and of course you can buy a house for the first time or you can buy health insurance because you're unemployed or you can be 55 years old and lost your job there's several different ones and there's exceptions number 12 that is other and I study the publication and got my answer so if you look at pub 575. / it's really too bad because the man decided to withdraw from his IRA instead of getting unemployment I think he should get a break but the IRS doesn't
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