Tell her that our love by itself is a magnificent symbol of our love. And that you want her to marry you as is and this is your new beginning. Once our family is started. You won't regret the choice you make.. Then if she says yes and hugs you Don't worry about it for now When the convo comes up Say your saving for a ring and you couldn't wait to ask her.
Well you shouldn't be thinking about marriage if you can't even afford a ring. You marry someone when you can afford the ring, a wedding, and home to live together in. It sounds like you're too young for marriage, or just not in a good position for it yet!
DON'T rush. If u 2 really love each other, u can wait. Marriage changes everything. U guys r going to go thru major adjustments and money is the biggest one. Save as much as u can now, then think about it ,
Some people would have you believe that an engagement ring should cost XX much, or XX times your weekly salary. Nonsense! Ask your girlfriend about rings and what her feelings are about that. Maybe there is something more meaningful to both of you that is not so costly. You can get a quality ring that looks good for well under $200, especially if you go for something unusual. But you must search outside of the mall's jewelry stores. Etsy has some beautiful handmade items and vintage jewelry. You can look elsewhere on the internet too, or in antique shops. Or maybe there is a family piece that can be re-purposed?