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what should i do if i am going to refinance my mortgage

average rate on 30 year loan falls to record low, need a good agent

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I just refinance my mortgage.you need following documents.

1. Most recent 1 month Pay Stubs (one for monthly payment or 2 for semi-monthly/bi-weekly payment).
2. W-2s for 2008 and 2009 OR Tax returns for 2009 and 2008 for self-employed.
3. Most recent 2 month bank or brokerage statements (all the pages, you can download the statements in your bank?s websites).
4. Copy of your Driver?s license if U.S citizen OR copy of your Driver?s license and Green Card (front and back) if permanent residence OR copy of Driver?s license and H1-B and previous Visa
5. Copy of Home Insurance policy.
6. Copy of your most recent Mortgage Statement.

and you need to fill out the application worksheet to answer some question about personal information, employment history , property information etc.

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you can try lendingtree.com, very good rates, 30 year fixed for 4.375%, 15 year fixed for 3.875% today
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Try Lendingtree. It really works.

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