Does anyone know of a legitimate loan modification company/law firm?
The answer above is not correct. The banks and mortgage companies will do nothing at all for you which is why the country is in such a mess right now. None of the companies you see advertised on TV or read about will do anything for you other than take your money.The ONLY legitimate modification companies are the Not for Profit agencies listed on the Government's websitewww.ftc.gov
Stay away from the loan modification companies, they are not reliable. They take your money and do nothing for you. The only real loan modification, will come from your bank or mortgage company.
You can apply a loan at http://goo.gl/xRGBw6.