There are banks that will allow you to start a good credit line even if you have bad credit. In order to do this, apply for a secured credit card with which you have to put up a certain amount of cash to establish good credit.
First things first. There are only few banks that can cater to you if you have a bad credit history. You can go to http://paydayloanservices.me it get all the help that you need in knowing these banks.