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What does this NFL point spread mean?

New Orleans -3.5
San Francisco T:47

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The NFL point spread for New Orleans -3.5 means that New Orleans has to win with at least 3.5 points. Point spreads are used to even out the odds between the favored and the less favored, or underdog, team in a game.

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So is New Orleans favored by 3.5? Is the T:47 mean total points of both teams?
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