Well , in my opinion people who are homeless just have had an inch of bad luck . Some are lazy and would never think of working . But others sometimes come up bad situations such as not being able to pay a mortgage or rent in order to have a place to stay . Its sad .
Usually it is because something goes wrong and they are unable to pay their bills. Many people live paycheck to paycheck, meaning that there is no way for them to save money, between the cost of food, fuel for their car, utillities, rent or mortgage, car upkeep or payments, if one little thing goes wrong they are on the street. Things that could go wrong are medical emergencies, hours being cut at work, job loss, unemployment insurance payments coming to an end, etc.