Even though it is not mandatory to have car insurance for rented car it is advisable to have one. Accidents can happen and nobody is protected against them, so you want to be sure that when you rent a car you won’t get into any financial troubles if you have a car accident.
Most rental car companies will require that you carry some type of insurance before approving your application. Most drivers are covered on their personal car insurance policies. However, those without their old coverage may be required to purchase additional protection.