Ziggy, I always took you to be a nice guy. No it's not ok, if you don't want to give your money just say sorry I don't have any, spare them their dignity. And not all homeless people spend the money on alcohol, most actually do buy food. Please go to your local soup kitchen or shelter & educate yourself a little about this plight that affects a lot of children & families. Most people are one paycheck away from homelessness. God forbid it happens to you or anyone in your family, now that wouldn't be funny, would it? Think about this..