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Why is my credit score different when i get it and when a bank gets it

my score as pulled in a report i paid for is ~ 750, when i apply with a bank they say its ~ 635, any ideas ?? the credit score i pulled is pretty much the same @ all 3 bureaus.

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The bank should be able to provide you with the name of the credit bureau they are using. You can then contact that bureau and request a copy of the report. If it is one of the same bureaus you received a score from, ask them why there is a difference.

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