Q:

Is 644 a good credit score?

A:

Quick Answer

According to Credit.org, a credit score of 644 is not considered a good credit score. A score that ranges from 620 to 680 is categorized as an acceptable credit score.

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Is 644 a good credit score?
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Full Answer

Good credit is not achieved until one reaches the threshold of 680 as stated on Credit.org. The range for good credit is 680 to 740. A credit score is considered excellent if it falls between 740 and 850. A higher credit score has many advantages. The higher the credit score a consumer has, the better chance that individual has of obtaining a loan. Higher credit scores also allow consumers to receive lower interest rates.

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