Personal loans, lines of credit, payday financing, and borrowing from friends or family members are the best ways to accrue $8,000 in two days without a job. Although procuring $8,000 in two days without a job is possible, it requires a strong credit score, available credit and/or a network of willing family and friends with substantial liquidity.Know More
Personal loans from credit unions or commercial banks offer immediate funding to those in need. The application for a personal loan is filed online or at the bank and is processed within hour of submission. These loans possess fixed terms and fixed rates that vary based on the applicant’s credit history and credit score.
Personal lines of credit provide quick access to a fixed amount of money. Credit lines allow users to access the funds in cash through cash advances made at ATM’s, through checks or inside financial institutions. Funds borrowed from credit cards can be paid back over time in fixed installments.
Applying for financing from a payday lending source is not suggested because of the exorbitant lending rates. Asking friends or family for funds is a far better alternative. Contacting friends or family may be awkward or difficult but it does not put the lender at risk of predatory lending rates or at the mercy of unscrupulous debt collectors.
According to Fidelity, a couple retiring in 2014 should have set aside $220,000 dollars to supplement Medicare benefits in their retirement. Fidelity states that most retirees overestimate the actual amount of their health care costs that are covered by Medicare.Full Answer >
Non-qualified annuities are funded by dollars that have already been taxed, according to annuities expert Hersh Stern for ImmediateAnnuities.com. Qualified annuities are typically tied to federally approved retirement plans that allow funding with tax deductible or pre-tax dollars, hence the term "qualified."Full Answer >
To find a financial adviser, first decide what type of adviser you need, research potential candidates online and by asking friends, and select an adviser who meets your needs. Before hiring the adviser, discuss how she gets paid and what you want from her.Full Answer >
Individuals are able to convert their 403(b) into a traditional Roth IRA when they leave their job that carries the 403(b), states Investopedia. However, if a person leaves his current job for an employer who does offer a 403(b), he cannot convert his retirement plan into a Roth IRA.Full Answer >