A credit card number is found on the back of the card next to the security code number. It is the number that comes before the three-digit security code number on Visa, MasterCard, Discover, JCB and Diners Club cards. For the American Express card, the main card number is located on the front of the card with the four-digit security number above it.
The first few digits of a card number define the type of card. In a standard 16-digit credit card, the issuer of the card determines the first 15 digits. The last digit, also called the check digit, is computed mathematically on the basis of the other digits. The check digit is worked out to correct input errors when credit card numbers are being supplied manually. The protection makes it difficult for hackers or other persons to generate random card numbers accurately.
It is inadvisable to provide credit card numbers to individuals or parties over the telephone unless the card holder initiated the call. Even when calling legitimate merchants or issuers, it is not wise to give card numbers over cordless phones because these are exposed to eavesdropping. Cordless phone eavesdroppers may use overheard information to trick a card holder into a scam.Learn More
MOHELA student loans are student loans serviced by the Higher Education Loan Authority of the State of Missouri, also known as the Missouri Higher Education Loan Authority. MOHELA does not give loans to students directly, but rather administers loans such as Federal Perkins Loans, Federal PLUS Loans, Federal GradPLUS Loans, Federal Stafford Loans, federal student loan consolidation and private alternative loans.Full Answer >
Ex-factory price refers to the cost a manufacturer charges for a distributor or other buyer to purchase products directly from the source. This is a quote for the goods alone. It does not include shipping, handling or taxes. This practice is common when working with raw materials for secondary manufacturing.Full Answer >
Methods for paying back student loans include making a payment plan, making payments before graduating, loan consolidation and enrolling in auto-debit. There are also established programs that can help a student pay back debt and employers who include student loan repayment as part of a benefits package.Full Answer >
A VA loan can be assumed by any individual who meets the lender's requirements as if he were applying for a new loan, according to Bankrate. Therefore, the buyer must use the original lender when assuming the loan.Full Answer >