A credit card number is found on the back of the card next to the security code number. It is the number that comes before the three-digit security code number on Visa, MasterCard, Discover, JCB and Diners Club cards. For the American Express card, the main card number is located on the front of the card with the four-digit security number above it.Know More
The first few digits of a card number define the type of card. In a standard 16-digit credit card, the issuer of the card determines the first 15 digits. The last digit, also called the check digit, is computed mathematically on the basis of the other digits. The check digit is worked out to correct input errors when credit card numbers are being supplied manually. The protection makes it difficult for hackers or other persons to generate random card numbers accurately.
It is inadvisable to provide credit card numbers to individuals or parties over the telephone unless the card holder initiated the call. Even when calling legitimate merchants or issuers, it is not wise to give card numbers over cordless phones because these are exposed to eavesdropping. Cordless phone eavesdroppers may use overheard information to trick a card holder into a scam.Learn more about Credit & Lending
To check a credit card balance by phone, the account owner must call the issuing bank's toll-free customer service number, then follow automated directions to input the account number and PIN code, according to Citibank. The balance is obtained by the automated system, or by speaking with a live representative.Full Answer >
According to Capital One, it is possible to find out where to send a Capital One credit card payment by entering the first six digits of the credit card number at its Credit Card Payment Wizard page. Capital One also encourages card users to make payments online for faster processing.Full Answer >
To get cash from a credit card, swipe the card at an ATM, enter a personalized identification number, and select the withdrawal amount. Account holders may also use the convenience checks typically sent after opening an account to pay bills or other expenses.Full Answer >
A ghost credit card is a credit card number assigned to a business department available for use by multiple employees. Ghost credit cards are sometimes issued in lieu of a traditional company procurement card.Full Answer >