Ways to dispute a hospital bill include appealing a health insurance provider's decision, negotiating a bill and working with an attorney or medical billing or patient advocate. An individual might also qualify for hospital financial assistance.Know More
If a health insurance company decides not to cover a hospital bill, the policyholder can appeal the decision if he feels the insurance company should pay the bill. Patients can also check with local hospitals to see how much they charge for a specific procedure in order to negotiate the cost of the procedure if it's higher than the average cost in the area.
Attorneys who specialize in medical cases may have the experience and knowledge necessary to help a patient dispute his medical bill. Patients who decide to turn to advocates and attorneys should ask about upfront and additional fees before allowing a professional to handle a medical bill dispute. In most cases, an individual must pay anywhere from 20 to 30 percent of his savings.
Simply looking over a hospital bill before paying it can lead to the patient discovering he was charged a full days' stay after being discharged in the morning or charged for medications he brought to the hospital with him. Certain additional fees on a hospital bill can also be taken off, such as sheets and gloves.Learn More
A bill collector cannot legally harass a person at work to the point where he loses his job, according to the Federal Trade Commission (FTC). Many people employed by collection agencies purposely come off as intimidating as possible on the telephone in the hopes of frightening debtors.Full Answer >
The best way to deal with this situation is to tell the caller that he is calling an incorrect number for the person he is trying to reach. Debt collectors want to collect the money they are owed and derive no benefit from calling the wrong person, so this usually works.Full Answer >
The primary use of the Citi Cards online, bill-payment option is for people to set their balance-repayment terms on one of its credit cards. These services comes in several forms that allow people to customize their payment options to suit their financial needs.Full Answer >
ExpertLaw, the Missouri Bar Association and the Texas Medical Association all have free samples of medical power of attorney forms. Caring Connections has links to forms used for various states for medical power of attorney. The legal principle of medical power of attorney gives health care directives for doctors, nurses and loved ones in the event a patient becomes too sick to care for himself, according to Nolo.Full Answer >