The easiest way for a person to cash a check is by going to his bank. For people without bank accounts, there are several other options, including check-cashing stores, going to the bank that issued the check, getting a prepaid debit card or visiting a retailer that offers check-cashing services.Know More
Check-cashing stores are usually the most expensive option because they charge both a flat fee and a percentage of the check amount. The bank that issued the check can cash it, although some banks charge a fee for this.
Prepaid debit cards allow money to be loaded onto the card. Methods of loading money vary depending on the bank that issued the card, but checks typically can be deposited by ATM or through a smartphone application. Prepaid debit cards usually have a monthly fee.
Many retailers offer check-cashing services, including grocery stores, convenience stores, liquor stores and department stores. A membership card to the store is sometimes required. Stores charge a fee that varies by store, but retailers usually charge a smaller fee than check-cashing stores or banks. Hours vary for check-cashing locations, but some locations stay open 24 hours a day, seven days a week. When cashing a check, one or two forms of identification are required.Learn more about Personal Banking
A person does not have to live in New Jersey to bank with Affinity Federal Credit Union but there are other eligibility requirements. Eligibility is based on business and club associations on a personal level or living in a household with a person who has a relationship with these entities.Full Answer >
Intuit's ViewMyPayCheck provides live, updated online pay stubs for the employees of a business to peruse at their leisure rather than having to wait for real-world mail service, using QuickBooks to see their paychecks and stubs. The utility also has configurable contact options that send users an email every time their paycheck roster is subject to alteration or updated with a new addition.Full Answer >
According to the Consumer Financial Protection Bureau, a personal check must be cashed within six months to ensure payment. After six months, banks and credit unions are not required to cash the check.Full Answer >
Canadian money orders can generally be cashed at any banking facility or at a Canadian post office. However, there may be a fee associated with cashing a Canadian money order at a banking facility.Full Answer >