A bank has no obligation to cash a person's check that is over six months old, according to Cornell University Law School. The bank can choose to accept the check in good faith. In some cases, the bank might wish to speak with the person who wrote the check before accepting it.Know More
A person who wishes to cash an expired check might choose to ask the issuer for a new one or speak directly with a teller at the bank. The teller will let the depositing party know if a problem could arise with the transaction because of the age of the check, as different banks have different policies.
To have an expired government check reissued, the person should contact the paying agency directly to explain the situation. As long the person has not cashed the check, the paying agency should send out a replacement.Learn more about Personal Banking
A check can be cashed online through check imaging, according to The Telegraph. Check imaging involves processing a digital copy of a check rather than the real physical check. This system requires customers to take a scan of their checks through their smartphones and send it through their banks mobile application.Full Answer >
A cashier's check can be cashed at a bank just like a regular check, according to First Columbia Bank & Trust Co. Because of scams, many banks now require a cashier's check to clear from the originating institution before making the funds available.Full Answer >
Cash a check at a bank by endorsing the check and providing a valid photo ID. While you can cash a check at your own bank or at the bank on which the check was drawn, but you may have to pay a fee at a bank that's not your own.Full Answer >
Taxpayers can cash their income tax refund checks at their local banks or sometimes at large retailers or check cashing services. Cashing or depositing the check at a bank where the taxpayer already has an account typically carries no cost to the customer.Full Answer >