Stop a credit card payment by contacting the vendor and documenting a request to stop payment. If the vendor continues to charge your account, contact the payment source, and make a request to stop payment. When the payment is made through a credit card company, dispute the charge, and follow-up in writing if necessary.Know More
Place a call to the vendor's customer service line; this information is typically available in account documents or online. Many companies have customer service agents available through live chat and email on the company's website as well. Explain the issue, and seek resolution with the vendor.
If the vendor fails to meet your request or resolve the issue, contact the funding source through which the payment was made. Request a stop payment for the vendor. This is your right under the Electronic Fund Transfer Act. Your financial institution may ask that you follow up in writing, especially if you are stopping a recurring payment. Contacting your financial institution stops the current payment, but not all future payments.
From the time the charge shows up on your monthly statement, you have 60 days to dispute the charge. Follow up with a written request to provide you with future documentation, if needed.
BankRate states that most mortgage lenders require a cash down payment of 5 percent, 10 percent or 20 percent of the price of the home. The Federal Housing Administration approves loans of 3.5 percent. The use of a credit card to pay the down payment is not allowed.Full Answer >
The standard payment address for the Best Buy credit card is: HSBC Card Services, PO Box 49352, San Jose, CA 95161-9352. For making an overnight payment, the address is: HSBC Card Services Inc., ATTN: Exception Dept, 1301 E. Tower Road, Schaumburg, IL 60173.Full Answer >
Consumers dispute credit bureau decisions or errors in information by checking credit reports to be sure the error exists, contacting the credit bureau to report the error and request an investigation, and contacting the information provider, reports the Federal Trade Commission. Credit bureaus must investigate qualified disputes within 30 days.Full Answer >
To obtain a free credit report in Canada, a resident must submit a request by mail, phone or fax, according to Equifax Canada and the Office of Consumer Affairs in Canada. A credit report is obtainable online in Canada through Equifax and TransUnion, but a fee is charged.Full Answer >