Care fee payment plans are financial instruments that cover healthcare costs for the remainder of the holder's life. The price of a care fee payment plan stems from how much money is needed for suitable care. After requesting an amount, the insurer assesses the time and resources needed to supply suitable care.Know More
The upfront cost of a care fee payment plan depends on the amount of funding, the insured person's age, the state of their health, current annuity rates and their life expectancy.
A care fee payment plan is an annuity contract that provides guaranteed income for life to fund long-term care. These plans cover the shortfall between income and care plan costs for the remainder of the holder's life.
There is no going back once the care fee payment plan is purchased. The holder cannot cancel the plan and recoup any funds placed into it. Moreover, if the holder passes away prior to exhausting the funds, there is no way of claiming any of the upfront lump sum. Due to these risks, the peace of mind resulting from the guaranteed income must be analyzed against the loss of capital if the holder passes away in the short term.
Care fee payment plans are not necessary for individuals who do not require long-term care.Learn more about Customer Service
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