According to Creditnet, the minimum legal age to obtain a credit card in the United States is 18. However, there are other credit options for those under 18, including having a parent co-sign a line of credit or purchasing prepaid cards.Know More
About.com explains that being 18 does not necessarily guarantee credit card approval. A person must first be able to prove that he has sufficient income to repay any debt he incurs through the credit card within the lender's time frame.
Creditnet notes that many parents open a line of credit and add their minor child as an authorized user of the account until the child is old enough to get credit of his own.Learn more about Credit & Lending
A credit card is 0.03 inch thick. Credit cards are 3.37 inches wide by 2.125 inches high. All credit cards have this thickness because they conform to requirements set out by the International Organization for Standardization.Full Answer >
Most major credit card companies don't allow credit card bills to be paid by credit card. There are alternative methods of using a credit card to make bill payments, such as using the card to get a cash advance or transferring one credit card balance onto another.Full Answer >
Those who want to build or recover a credit rating can apply for a credit card, use it to make purchases a few times each month, and make the payments on time. This helps establish a pattern of responsible credit use.Full Answer >
Consumers can try to settle a credit card debt by negotiating with the credit card or collections company to pay off the debt at an amount less than what is owed, according to Nolo. Credit card companies might accept a lower payment amount from consumers who have missed many payments.Full Answer >