According to Creditnet, the minimum legal age to obtain a credit card in the United States is 18. However, there are other credit options for those under 18, including having a parent co-sign a line of credit or purchasing prepaid cards.Know More
About.com explains that being 18 does not necessarily guarantee credit card approval. A person must first be able to prove that he has sufficient income to repay any debt he incurs through the credit card within the lender's time frame.
Creditnet notes that many parents open a line of credit and add their minor child as an authorized user of the account until the child is old enough to get credit of his own.Learn more about Credit & Lending
A credit card is 0.03 inch thick. Credit cards are 3.37 inches wide by 2.125 inches high. All credit cards have this thickness because they conform to requirements set out by the International Organization for Standardization.Full Answer >
Typically, a person can use a credit card immediately after activating it; however, many cards actually allow a consumer to use a card prior to activation as of 2015, according to CreditCards.com. This ease of use presents a risk in that someone could steal a card in the mail.Full Answer >
A secured credit card requires the user to make a deposit against the card's credit limit. The credit limit of the card is either a percentage of the deposit or the full amount of the deposit.Full Answer >
Joint credit card accounts are obtained by two individuals who fill out and sign a credit card application together. On a joint application, both applicants disclose their income and agree to a credit check. Card issuers take the credit scores and incomes of both applicants into account when deciding whether to grant credit and what credit limit to assign to the account.Full Answer >