Department stores that offer layaway programs include Kmart, Walmart, Sears and Burlington Coat Factory. Each of the stores usually require a down payment and have a certain cut-off time for the layaway item to be picked up.Know More
Kmart offers layaway without any service charges. Layaway purchasers are required to put $15 down or 10 percent of the total layaway purchase when they open the layaway account. The layaway program that is offered by Kmart is an eight-week program.
Walmart allows their shoppers to put electronics, toys, small appliances and jewelry on layaway. The store requires that the person doing the layaway put down $10 or 10 percent of the total layaway. Walmart charges a five dollar service fee that is reimbursed at the end of the layaway term. As of 2014, all layaway purchases, no matter what time of year they were started, must be picked up by December 14th.
Sears has a layaway plan that allows shoppers to pay for their layaway over an 8-week period. The purchaser must put $20 or 20 percent down on the layaway.
Burlington Coat Factory has a 60-day layaway program that allows users to put a $5 service fee and 20 percent down on purchases for layaway.Learn More
The average labor costs for a painter range between $100 and $300 per hour, and according to This Old House, it takes a professional painter two to four days to paint an average-sized bedroom. If a painter works for three eight-hour days and charges $200 per hour, the final cost is $4,800. However, painters charge different amounts of money based on the average prices in their area, the size of the room being painted and several other factors. The best way to find out what a painter charges is to contact them directly for a quote.Full Answer >
The two main components of any budget are income and expenses. Other components of a budget include overhead, production, totals and projections. Income is the total revenue that comes in, while expenses are the total amounts of money spent.Full Answer >
A home's HVAC system and appliances are the most common causes of high electricity bills. Most modern appliances and gadgets draw electricity when turned off, which causes them to consume a lot of electricity over a long period.Full Answer >
A budget provides an easy way for a teenager to track income and expenses and to establish financial goals. When the budget is finished, follow it regularly and carefully for best results.Full Answer >