The primary duty of a bank teller is to exchange money for checks upon verifying that the account has sufficient funds, numerical and written information match and signatures are correct. Additionally, a bank taller balances her cash drawer's currency, checks and coins at the end of her shift.Know More
When accepting a check, a bank teller needs to examine it for endorsements and verify the legality of the submitted documents and the identification of the person who receives the payments. Information that includes dates and bank names is also part of the verification process. Once the transaction is complete, a bank teller enters relevant information into a computer to record the transaction and presents the customer with a computer-generated receipt.
If she identifies a problem regarding discrepancies in the customer’s account, a bank teller must resolve the issue before proceeding with the transaction. While communicating with a customer, a bank teller typically utilizes information associated with the customer to tailor her approach while promoting bank-related products and services, including cashier checks, savings bonds and money orders.
When a customer seeks to open an account or purchase bonds, a bank teller obtains the necessary information from the customer and processes it using a computer. Duties also include composing, typing and mailing customer statements if issues such as unpaid items or balance irregularities crop up.Learn more about Career Aspirations
A bank draft offers guaranteed funding, as the institution issuing it has already collected money to cover its value, while a check draws funds from an individual's account. Unless the purchaser of the bank draft asks the bank to stop payment, the bank pays it; however, banks sometimes return checks due to insufficient funds in the account, according to About.com.Full Answer >
As of January 2015, the average salary of a bank teller in the United States is $8.39 to $13.26 per hour, with a median of $10.47 per hour. This figure equates to approximately $17,686 to $29,046 a year, with a national average of $22,000.Full Answer >
A bank teller's assessment test assesses the applicant's numerical math skills, customer communication abilities, general language ability, attention to detail, coding and customer-relations situations that commonly arise in the bank teller world. Banks vary slightly in how they conduct their assessments and what they include in them, but these are the standard skills for which they are screening.Full Answer >
Bank tellers must have a high school diploma or equivalent to qualify for a position. New bank tellers receive on-the-job training from head tellers or other experienced bank tellers.Full Answer >