When someone stops payment on a check, their bank may charge them to do so, according to Bankrate. As of 2005, these charges ranged between $18 and $32 among the largest banks.
In addition to different banks imposing different charges, the charges vary between states. For example, Bank of America customers living in Maryland pay more than those living in California. According to those working in the industry, the fees are so high because of the administrative effort that goes into finding the payment and stopping it.
In order for a stop check order to work, the customer needs to execute it in a timely manner. In addition, they must give an accurate description of the check's recipient and how much it is worth. If the customer fails to give correct information, the bank is not liable for any money paid. Customers who call their bank and issue an oral stop check order can expect it to expire after 14 days, unless they reissue the order. In contrast, customers who put the order into writing can expect it to last for 6 months. Customers who have lost the check in question should renew their order until they find it. In addition, customers who lose a check book may wish to close their account and open a new one to prevent fraudulent checks.Learn More
People who believe that a Western Union money order they sent has been lost or stolen can trace the money order by filling out a completed money order customer request form and sending it to Western Union via fax, email or regular mail. This form is available on the Western Union website or at the physical location where the money order was purchased. A fee does apply to run the trace.Full Answer >
After death, a person's unpaid medical bills are the responsibility of the person's insurance company and the estate, according to Debt.org. Once a person dies, all of the assets associated with that person, including any house, car, life insurance and other monies, pass into an estate. The estate is typically handled by an executor named in the deceased's will.Full Answer >
To add money to a child's lunch or school account online, log in to the school's online platform, enter the child's identification number and password, and upload credit card or bank account information. The user can specify the dollar amount to add to the child's lunch account before finalizing the payment.Full Answer >
Chrysler Financial offers its customers the ability to pay bills each month via an automatic deduction from a bank account. Customers can pay each month's bill this way, except for the final payment. Chrysler Financial mails customers a statement for the final payment.Full Answer >