Q:

How long does an eviction stay on your rental history?

A:

Quick Answer

A court judgment of eviction against an individual is a public record and stays on a person’s credit report for seven years from the date it was filed, says Credit Karma. However, when an individual first receives an eviction notice, there is no immediate effect on his credit report.

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Full Answer

Once an unlawful detainer is filed against the tenant, and an eviction judgment is reached, the credit report changes to reflect the negative record. This make renting more difficult and sometimes even makes it harder to find a job because some employers choose to view a candidate’s credit report during the hiring process, says Credit Karma. Evictions occur for several reasons, including failure to pay, breaking the rental agreement and being destructive.

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Related Questions

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    How long does eviction stay on a credit report?

    A:

    Financial Scams notes that an eviction can stay on a credit report for up to seven years. Typically the landlord does not send the information to the credit bureaus. When a landlord evicts a tenant through court action, the eviction appears on a credit report as a public record.

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    How long does a repossession stay on your credit?

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    A repossession stays on a credit report for seven years from the date of the first missed payment which led to the repossession, according to the credit bureau Experian. The term "repossession" is shown as the status on the credit report until it is deleted.

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    How long does a judgment stay on your record?

    A:

    A judgment remains on a credit report for seven years starting from the date the judgment was filed. Some other types of adverse public records can remain on a credit report for up to 10 years, but the effect of these negative marks diminishes as time passes.

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  • Q:

    How do I check rental history?

    A:

    Check rental history by asking the potential tenant to fill out an application that has plenty of space to list all previous landlords, the dates lived in the rental and the contact information for the references. Then contact the landlords to ensure that the information lines up. Additionally, perform a background check to look for evictions.

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