Two main companies, American Express and Thomas Cook, issue travellers cheques, and neither of the products have expiration dates. According to American Express, unused cheques can be saved for future trips or cashed out when no longer needed.Know More
Travellers cheques work the same as cash and are used worldwide in many retail outlets, restaurants and hotels. As explained in the FAQ section of the American Express website, travellers cheques can also be exchanged for local currency in banks, currency exchanges and American Express Travel Service locations.
Thomas Cook Travel Money also offers a form of travellers cheques most commonly used for foreign currency exchange when travelling abroad. According to Thomas Cook, the exchange rate is confirmed and retained according to the rate posted on the date of purchase. Thomas Cook also states that refundable travel currency can be issued as cash, travellers cheques or on a prepaid travel card.Learn more about Personal Banking
Goods and Services Tax credit cheques are issued four times a year, in January, April, July and October, and are typically issued by the fifth of the month. The exact dates for each most-recent payment and the next payment are available online through the Canada Revenue Agency.Full Answer >
An American Express gift cheque is a type of check that can be purchased to give to another person. These cheques can be used at a variety of businesses, including participating retail stores, sporting events and movie theaters. Many hotels and restaurants accept them as well.Full Answer >
Most checks are not subject to a predetermined expiration date, but the Universal Commercial Code gives banks the option to refuse checks that were written more than 6 months before they were presented, according to Bankrate and Banking Questions. Some checks might feature an expiration date printed on the paper, but banks are not obligated to abide by those validity statements.Full Answer >
There is no expiration date for cashier's checks. If a cashier's check isn't cashed in a timely manner, considered six months by most banks, it can be considered void or invalid.Full Answer >