According to a 2013 report from the U.S. Department of Transportation's National Highway Traffic Safety Administration, there were 5,615,000 car accidents in the United States in 2012. In 2011, there were 5,338,000 car accidents.Know More
A total of 33,561 people died in car accidents in the United States in 2012, which represented an increase of 1,082 over the previous year's fatalities. However, 2011 was the lowest level of car accident deaths since 1949, and the NHTSA still considered these trends to represent historic lows. Most of the fatal car accidents in 2012 — a total of 72 percent — occurred during the first quarter of the year.
The NHTSA also noted that 2012 marked increases in fatalities among motorcycle riders (4,957) and pedestrians (4,743), as well as fatalities resulting from accidents related to alcohol-impaired driving (10,322).Learn more about Insurance
Condo association insurance is an insurance policy carried by the condominium association that insures against accidents and injuries that occur on the condominium complex's common grounds. Damage to the exterior of the association's buildings is covered under condo association insurance.Full Answer >
One option for someone who wants to insure a car that he doesn't own is to be listed as an insured driver on the owner's auto insurance policy. Another option is to simply buy the car from the actual owner and then insure it.Full Answer >
The 100-year floodplain is land that is predicted to flood during a 100-year storm, which has a 1 percent chance of occurring in any given year according to the U.S. Geological Survey. A 100-year storm is defined by the USGS as rainfall measuring 15,000 cubic feet per second.Full Answer >
"Out-of-pocket maximum" is an insurance term referring to the maximum expenditures an insured person can have in a year before the insurance company pays 100 percent of services. HealthCare.gov indicates the 2015 max for an individual Marketplace plan is $6,600 and $13,200 for a family. Out-of-pocket maximums vary significantly, but BlueCross/BlueShield notes that in 2014 they typically range from $1,000 for an individual policy to $11,000 maximum for a family.Full Answer >