According to a 2013 report from the U.S. Department of Transportation's National Highway Traffic Safety Administration, there were 5,615,000 car accidents in the United States in 2012. In 2011, there were 5,338,000 car accidents.Know More
A total of 33,561 people died in car accidents in the United States in 2012, which represented an increase of 1,082 over the previous year's fatalities. However, 2011 was the lowest level of car accident deaths since 1949, and the NHTSA still considered these trends to represent historic lows. Most of the fatal car accidents in 2012 — a total of 72 percent — occurred during the first quarter of the year.
The NHTSA also noted that 2012 marked increases in fatalities among motorcycle riders (4,957) and pedestrians (4,743), as well as fatalities resulting from accidents related to alcohol-impaired driving (10,322).Learn more about Insurance
An insurance company determines the value of a totaled car by evaluating how much it costs to repair the car versus the amount the insurance company must pay if it declares the car a total loss. Each insurance company calculates a totaled car's value differently, according to AutoTrader.com.Full Answer >
Gap car insurance covers a driver when he has a total loss on a vehicle and the insurance company benefits don't pay off the balance remaining on his loan. The gap policy kicks in and covers the difference to protect the owner from having to pay the difference himself.Full Answer >
Policyholders may file a car insurance claim by contacting the insurance company and providing relevant details, according to DMV.org. Claims professionals at the insurance company usually discuss the situation with the claimant, explain the claimant’s coverages and evaluate the situation.Full Answer >
Car insurance pays on your behalf if at fault, or depending on your coverage, covers you for other’s fault if they are underinsured for injuries to yourself, your passengers and your car. Car insurance may protect your savings and home from lawsuits arising from car accidents.Full Answer >