As of 2014, credit and debit cards in the United States usually contain a prominently displayed 16-digit number. In addition to a unique card number, cards contain the bank's logo, the owner's name and the card's expiration date.Know More
For most debit cards, the first digit of the 16-digit number identifies the card type, such as Visa or Mastercard. Subsequent numbers identify the bank and the account number. A check digit allows for validation testing and is included at or near the end of the card number.
Exceptions to the rule that card numbers are 16-digits in length do exist. American Express employs 15-digit numbers, while department stores and gas stations issue credit and debit cards with numbers that vary in length.Learn more about Personal Banking
ATM cards or debit cards with a Visa or MasterCard logo work like credit for purchases, even when the store is online. However, there are safety concerns one should consider before giving the debit card to an online seller.Full Answer >
Capital One explains that anyone under 17 is typically given an ATM card, while those over 17 receive debit cards. The Branch Banking and Trust Company (BB&T) notes that it offers prepaid debit cards to teens who can't yet get a debit card; other banks may have different policiesFull Answer >
The account number associated with a debit card is not located anywhere on the card; rather, the number located on the middle of the front side of a debit card is that card's number itself. The number on the back side of the card, typically three digits, is used to secure the instrument better and to protect against fraudulent use.Full Answer >
With most debit cards, there are multiple ways to activate them, such as calling an activation phone line provided with your card or using the card at an ATM with your PIN number. Some banks also allow activation by making a purchase with the PIN.Full Answer >