Q:

How many times a day can a debt collector call?

A:

Quick Answer

According to the Consumer Financial Protection Bureau (CFPB), federal law does not define a specific number of times a debt collector is permitted to call, but the amount must not be enough to qualify as harassment. This rule extends to family and friends of the debtor.

Know More
How many times a day can a debt collector call?
Credit: PhotoAlto/Sigrid Olsson PhotoAlto Agency RF Collections Getty Images

Full Answer

Consumers have the right to tell a debt collector to stop contact if the notification is in writing. The debt collector, henceforth, is only allowed to contact the debtor to affirm that there will be no further contact or to notify of a legal ramification of the debt, such as a lawsuit. Debt collectors, however, are still allowed to file a negative report with the Consumer Reporting Agency, thus affecting the debtor's credit score.

Learn More

Related Questions

  • Q:

    Can a debt collector use different cell phone numbers to call you?

    A:

    The Fair Debt Collections Practices Act does not prohibit debt collectors from using different telephone numbers to call a debtor in an attempt to collect a debt. However, the law does prohibit bill collectors from calling a debtor repeatedly or using a false business name.

    Full Answer >
    Filed Under:
  • Q:

    Can a Debt Collector Take Me to Court?

    A:

    Either the original creditor or the creditor's debt collector generally can sue a person for an outstanding debt. The court decides if the debt is valid and issues a judgment stating the total amount of money owed.

    Full Answer >
    Filed Under:
  • Q:

    What is the job description for a debt collector?

    A:

    A debt collector or bill and account collector works to collect past due debt from consumers. They may locate consumers who owe money to a client, inform consumers about overdue bills, negotiate for payment of money owed or track down consumers who owe money and try to collect it from them.

    Full Answer >
    Filed Under:
  • Q:

    How does a person become a debt collector?

    A:

    According to the U.S. Bureau of Labor Statistics, becoming a debt collector usually requires a high school diploma and a few months of on-the-job training. However, some employers prefer applicants to have taken some college courses to prepare for the job. The BLS lists accounting, communication and basic computer courses as the most helpful to aspiring debt collectors.

    Full Answer >
    Filed Under:

Explore